Chelsea midfielder Cole Palmer blamed a "lack of concentration" for their 3-1 Champions League defeat to Bayern Munich on Wednesday. Making their return to Europe’s top competition after a two-year absence, the Blues were undone by early errors including a Trevoh Chalobah own goal and a Harry Kane penalty. Palmer offered brief hope with a swift reply, capping off a slick team move, but another defensive mistake allowed Kane to seal his brace and Bayern’s victory. The loss marked a frustrating start to Chelsea’s Champions League campaign.